Ditch Debt

How To Get Out Of Debt

  1. Commit to facing your financial situation and forgive yourself for past mistakes.
  2. Find your motivation.
  3. Add up your debt and calculate your debt free date.
  4. Write out your monthly expenses.
  5. Plan your debt repayment strategy.
  6. Track your expenses.
  7. Reduce your spending and increase your income.
  8. Save an emergency fund.
  9. Stay consistent.
  10. Celebrate your successes.

My Debt Free Journey

In 2015 I graduated with $130,000 of student loan debt. For the first year, I paid minimum payments and way too much interest. Since then, I’ve been trying to ditch this debt as soon as possible.

Debt Payoff Reports

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Follow me on Instagram @debtstoriches if you want to hear more about my journey.